NO USA VISA TRAVEL

Layaway Cruise™ Terms and Conditions

Last updated: 9 July 2026

These are the terms for our Layaway Cruise™ plan. Please read them before you book. When you reserve a cabin under this plan, you agree to what is written here. We have tried to keep the language plain and honest, because a fair booking should read like a fair booking.

In this document, "we", "us", and "our" mean Cruise & Rail Travel, a sole proprietorship registered in Guyana (Guyana Commercial Registry, Certificate No. 186224), proprietor Theon Alleyne, trading online as No USA Visa Travel at nousavisatravel.com. "You" and "your" mean the traveller making the booking. A "cruise line" is the company that owns and operates the ship you sail on. We are a travel agent, which means we arrange your booking with that cruise line; we are not the cruise line ourselves.

1. What the Layaway Cruise™ is, and who can use it

The Layaway Cruise™ lets you reserve a cabin now with a deposit, then pay the rest of the fare in installments you schedule yourself, before you sail. It is a way to spread the cost of a cruise over time instead of paying it all at once.

You can use the Layaway Cruise™ if you are old enough to enter a binding contract where you live (in most of our region that is 18 years or older) and you can pay in US dollars. The plan is built for travellers across the CELAC region (the Caribbean, South America, and Central America) and for anyone who wants a journey that does not require a US visa and does not pass through a US port of entry. More on that routing promise in section 12.

2. How the deposit works

To reserve your cabin, you pay a deposit. The deposit is typically between US$100 and US$500 per person. The exact amount depends on the cruise line, how long the sailing is, and the cabin category you choose. Luxury lines and suites usually ask for more, often about 10% of the total fare.

Your deposit does two things:

We tell you the exact deposit amount before you confirm anything. You will never be surprised by it.

3. The installment schedule and the final-payment deadline

After the deposit, the remaining balance is yours to pay off in installments. You choose the schedule that suits you, within one firm limit: the whole balance must be paid in full by the cruise line's final-payment date. That date is set by the cruise line, not by us, and it generally falls 75 to 120 days before your embarkation date (embarkation is the day you board the ship).

We show you your final-payment date clearly when you book. You can pay ahead of schedule at any time with no penalty. You can also pay in as many installments as you like, as long as the balance reaches zero by that deadline.

4. Where and how your money is held

This part matters, so we want to be direct about it.

We are not a bank, and we do not hold your installment money ourselves. Your Layaway Cruise™ payments are held by a regulated third-party banking or escrow partner. "Escrow" means a neutral, regulated party holds the funds until it is time to pay the cruise line. Your money is kept separate from our own business money, so it is protected and not mixed with our operating funds.

We arrange the plan and manage your booking. The regulated partner safeguards the cash until it is applied to your cruise. This structure exists to protect you.

5. Refundable versus non-refundable deposits

Deposits come in two kinds, and which one applies depends on the cruise line and the specific fare you pick:

Both kinds exist. We tell you which one applies to your fare before you book, in plain terms, so you can choose with your eyes open. If you are not sure which you are getting, ask us and we will confirm it in writing before you pay.

6. Cancellation and refunds

Two sets of rules can apply here: ours and the cruise line's. The cruise line's cancellation schedule and refund rules take precedence over the fare, because the cruise line controls the sailing. We give you those rules before you book.

If you cancel

What you get back depends on your deposit type (section 5) and on how close you are to the sailing date under the cruise line's cancellation schedule. As a general pattern, the closer you cancel to embarkation, the less is refundable, because the cruise line applies its own penalties as the date nears. We will always tell you the specific schedule for your booking.

Any service fee we charge for arranging your booking is separate and is disclosed to you at booking. Where we are allowed to refund it, we will; where a cruise line penalty applies, that penalty is the cruise line's, not ours.

If the cruise line cancels

If the cruise line cancels the sailing (for example, a ship is pulled from service), the cruise line's own policy decides your remedy. In most cases that means a full refund of the cruise fare or a future cruise credit, at the cruise line's option or yours, depending on their terms. We will help you claim whatever you are owed and will pass back to you every amount the cruise line returns for your booking.

7. If you miss a payment

We do not want a missed installment to cost you your cabin, so we build in room to fix it before anything is lost.

Forfeiture is the last step, never the first. It only happens if the balance is not settled by the cruise line's final-payment date and the cruise line's own rules require it. Even then, we apply whatever refundable amount exists under your fare type.

8. Changes and transfers

Life changes, and sometimes bookings need to as well.

We will never make a change to your booking without your say-so.

9. Price and currency

All Layaway Cruise™ prices, deposits, and installments are quoted and paid in US dollars (US$). If you pay from an account in another currency, your bank or card provider may apply its own exchange rate and fees, which are outside our control. Your locked fare (section 2) stays fixed in US dollars.

10. What is not included in the fare

A cruise fare usually covers your cabin, onboard meals in the main dining areas, and standard onboard entertainment. It typically does not include:

Inclusions differ from one cruise line and sailing to the next, so we confirm the exact list for your specific cruise before you book. If something matters to you, ask, and we will check it.

11. Travel insurance

We strongly recommend you buy travel insurance as soon as you make your deposit. Good cover can protect you against cancellation costs, medical emergencies, and trip disruption that these terms and the cruise line's rules cannot refund. Insurance is your choice and your responsibility, but from experience we can tell you it is money well spent. We are happy to point you toward reputable options.

12. The no-US-touchpoint promise, and your travel documents

Everything we curate is built so your journey never requires a US visa and never transits a US port of entry. That is the heart of No USA Visa Cruises™, and it is a routing promise we take seriously.

That promise is about the route we book. It is not a promise about the documents your own itinerary needs. You remain responsible for holding every valid passport, visa, and travel document that your nationality and your chosen ports require. Rules differ by country and by cruise line, and they can change.

Our visa concierge is here to help you understand what your trip may need. It is advisory only. It is guidance, not legal advice, and it does not replace confirming requirements with the relevant embassy, consulate, or the cruise line. Please check your documents early, well before your final-payment date.

13. Force majeure

Sometimes events beyond anyone's reasonable control disrupt travel: severe weather, natural disasters, port closures, public health emergencies, strikes, war, or government action. These are called "force majeure" events. When one of them affects your cruise, the cruise line's policies and your travel insurance are what govern your remedy. We will do everything reasonable to help you, but we cannot be held liable for disruptions we did not cause and could not prevent.

14. Our role, and the limits of our liability

We act as a travel agent and intermediary. We arrange your booking with the cruise line and other travel suppliers, and we manage your Layaway Cruise™ plan honestly and carefully. The cruise itself, the ship, the sailing, and the onboard experience are provided by the cruise line under the cruise line's own terms, which also apply to your booking and are given to you before you book.

Because of this role, we are responsible for doing our own job with reasonable care and skill. We are not responsible for the acts, omissions, or failures of a cruise line or other independent supplier, beyond helping you resolve them. Nothing in these terms limits any liability that cannot lawfully be limited, including liability for our own fraud, or for death or personal injury caused by our negligence. Your legal rights as a consumer stand alongside these terms and are not taken away by them (see section 16).

15. Complaints and dispute resolution

If something goes wrong, tell us early. Most problems are solved fastest by a straight conversation.

If we cannot resolve a dispute between us directly, it may be dealt with under the governing law and consumer-protection rules described in the next section.

16. Governing law and your consumer rights

These terms are governed by the laws of Guyana, and Guyana is the place of the contract between you and us.

Because our travellers come from across the CELAC region and beyond, we hold ourselves to the highest fair-terms and consumer-protection standard that applies to your booking, not the lowest. Where the consumer-protection law of your own country gives you stronger rights than these terms, those stronger rights apply, and nothing here reduces them. We do not use fine print to take away protections you are entitled to. If any single clause here were ever found unfair or unenforceable, the rest of these terms still stand.

17. How to contact us

We would rather hear from you than have you wonder. Reach us any of these ways:

Thank you for travelling with us. We built the Layaway Cruise™ so a good voyage can fit a real budget, and we intend to earn your trust every step of the way.

Effective / last updated: 9 July 2026